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NYSC Allowance Calculator 2025

Complete budget planner with federal allowance (₦77,000), state allowances, and PPA stipends for all Nigerian states.

💰 Updated for 2025: Federal allowance is ₦77,000/month. Adamawa pays highest state allowance (₦30,000), followed by Akwa Ibom & Enugu (₦20,000 each)!

Calculate Your NYSC Monthly Income

Enter any monthly stipend from your Primary Place of Assignment

Tip: Banks, telecoms, and oil companies typically pay ₦50,000-₦100,000 monthly stipends

Your Total Monthly Income

Federal Allowance: 77,000

State Allowance: 0

PPA Stipend: 0

Total: ₦77,000/month

Federal allowance only

Quick Budget Templates

Apply pre-made budget templates based on living standards in Abia

Plan Your Monthly Expenses

Monthly accommodation cost

Daily meals and groceries

Daily commute and travel

Electricity, water, internet

Movies, outings, hobbies

Emergency fund and investments

Other unexpected expenses

Add Custom Expense Category

Complete NYSC State Allowances Guide 2025

Compare monthly allowances across all Nigerian states. All corps members receive ₦77,000 federal allowance plus any applicable state allowances below.

StateState AllowanceTotal Monthly IncomeStatus
Adamawa🏆30,000107,000High
Akwa Ibom🏆20,00097,000High
Enugu🏆20,00097,000High
Benue15,00092,000High
Lagos15,00092,000High
Oyo15,00092,000High
Rivers15,00092,000High
Bayelsa10,00087,000Medium
Ondo10,00087,000Medium
Anambra8,00085,000Medium
Niger6,00083,000Medium
Taraba6,00083,000Medium
Delta5,00082,000Medium
Jigawa5,00082,000Medium
Nasarawa5,00082,000Medium
Osun5,00082,000Medium
Sokoto5,00082,000Medium
Cross River3,00080,000Basic
Zamfara3,00080,000Basic
Yobe2,50079,500Basic
Kebbi2,00079,000Basic
Abia077,000Basic
Bauchi077,000Basic
Borno077,000Basic
Ebonyi077,000Basic
Edo077,000Basic
Ekiti077,000Basic
FCT (Abuja)077,000Basic
Gombe077,000Basic
Imo077,000Basic
Kaduna077,000Basic
Kano077,000Basic
Katsina077,000Basic
Kogi077,000Basic
Kwara077,000Basic
Ogun077,000Basic
Plateau077,000Basic

Legend: 🏆 Top 3 highest allowances | High: ₦15,000+ | Medium: ₦5,000-₦14,999 | Basic: Federal only

Note: Allowance amounts may vary based on state finances and are subject to change. Always verify with current serving corps members.

Smart Money Tips for NYSC Corps Members

Budgeting Basics

  • • Follow the 50/30/20 rule: 50% needs, 30% wants, 20% savings
  • • Track every expense for the first month to understand spending patterns
  • • Set up automatic savings transfers on allowance payment days
  • • Use budgeting apps or our calculator monthly
  • • Review and adjust budget quarterly based on actual spending

Income Maximization

  • • Apply to PPAs known for paying stipends (banks, telecoms)
  • • Offer tutoring services to secondary school students
  • • Start freelance work in your area of expertise
  • • Sell items online or offer digital services
  • • Join corps members who do weekend jobs

Cost Cutting Strategies

  • • Share accommodation with 2-3 other corps members
  • • Cook in bulk and meal prep for the week
  • • Use public transport or join car pools
  • • Buy items in bulk with other corps members
  • • Find free entertainment options in your area

Community Support

  • • Join corps members WhatsApp groups for money-saving tips
  • • Share transportation costs with colleagues
  • • Participate in contributory savings schemes (esusu)
  • • Find local corps members to split bulk purchases
  • • Exchange skills and services instead of paying cash

NYSC Allowance & Budget FAQs 2025

What is the current NYSC monthly allowance for 2025?

The federal NYSC monthly allowance for 2025 is NGN 77,000 for all corps members across Nigeria. This is paid by the federal government to all serving corps members regardless of their state of deployment.

Which NYSC states pay the highest additional allowances in 2025?

Adamawa State pays the highest additional allowance of NGN 30,000 monthly. Other high-paying states include Akwa Ibom and Enugu (NGN 20,000 each), followed by Benue, Lagos, Oyo, and Rivers (NGN 15,000 each). These are paid on top of the federal allowance.

How much can NYSC corps members earn from PPA stipends?

PPA stipends vary widely depending on the organization. Government agencies typically don't pay stipends, while private companies can pay anywhere from NGN 10,000 to NGN 100,000 monthly. Banks, telecoms, and oil companies often pay the highest PPA stipends.

What is the average monthly budget for NYSC corps members?

Average monthly expenses range from NGN 45,000-60,000 in low-cost states to NGN 80,000-120,000 in expensive states like Lagos and Abuja. Major expenses include rent (NGN 15,000-40,000), food (NGN 15,000-25,000), and transportation (NGN 5,000-15,000).

How can NYSC corps members save money during service year?

Key money-saving tips include: sharing accommodation with other corps members, cooking meals at home, using public transport, buying items in bulk, avoiding unnecessary entertainment expenses, and setting up automatic savings of 15-20% of total income.

When are NYSC allowances paid each month?

NYSC federal allowances are typically paid between the 25th-30th of each month. State allowances have varying payment schedules, with some states paying monthly while others may have delays. Always check with your state NYSC office for specific payment dates.

Can NYSC corps members work part-time jobs for extra income?

Yes, corps members can engage in legitimate part-time work during weekends and after PPA hours, as long as it doesn't interfere with their primary assignment. Popular options include tutoring, freelancing, online businesses, and weekend jobs.

Complete NYSC Toolkit

Maximize your service year with our comprehensive tools for state selection, budget planning, and community connection.

₦77,000

Federal Allowance

37

States Covered

₦30,000

Highest State Allowance

400K+

Corps Members

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